Personal Insurance

Life isn’t always smooth. Just like every road has its bumps, life has a few surprises too. We want you to enjoy the pleasant ones and leave the unpleasant ones to our experts. Business Specialty Insurance Solutions provides coverage that protects what is important to you.

Auto Insurance

Homes, Apartments & Condos

Each home insurance policy is different, but our standard policies usually provide:

• Broad coverage for damage to your house and any permanent structures on your property (unless the cause of the damage is specifically excluded in your policy.)
• Damage to your personal property due to causes specified in your policy.
• Limited coverage which is available for items like stolen jewelry. Coverage amounts vary depending on your state of residence.

Personal Umbrella

Umbrella insurance provides coverage for injuries, damage to property, certain lawsuits, and other personal liability situations. At Business Specialty Insurance Solutions, we go above and beyond to provide coverage to our clients. Our Personal Umbrella Insurance helps you by:

• Providing additional liability coverage above the limits of your homeowners, auto, and boat insurance policies. This protection is designed to kick in when the liability on these other policies has been exhausted.
• Providing coverage for claims that may be excluded by other liability policies, such as false arrest, slander, and liability coverage.